February 2025

Buying a home is one of the biggest financial commitments anyone can make. In Kenya, the challenge of raising a deposit often discourages many potential homeowners. But did you know that you can buy a house with no deposit? Yes, it is possible! In this guide, we’ll explore the various financing options available to help you own a home in Kenya without an initial deposit. Whether you're a first-time...

Buying a house in Kenya is a significant financial commitment, and for many aspiring homeowners, the biggest challenge is raising the deposit required by lenders. Traditionally, banks and mortgage providers require a down payment of at least 10-20% of the property's value. However, there are alternative ways to buy a house in Kenya without a deposit. In this comprehensive guide, we explore the various...

Introduction Buying a home in Kenya is one of the biggest financial decisions anyone can make. Whether you are an investor or a first-time homebuyer, you will likely come across two primary options: off-plan properties and ready houses. Each option has its advantages and disadvantages, making it crucial to understand which is best suited for your financial goals, lifestyle, and risk appetite. In...

Introduction When buying a home in Kenya, you’ll often come across two main options: off-plan houses and ready-built homes. Each has its advantages and potential risks, depending on your financial goals, lifestyle, and investment timeline. Whether you’re a first-time homebuyer or a seasoned real estate investor, understanding the pros and cons of off-plan vs. ready houses in Kenya is essential....

Real Estate Investment Mistakes to Avoid in Kenya By www.primehomes.co.ke📞 +254740712579 | ✉ sales@primehomes.co.ke Introduction: Why Real Estate Investment in Kenya? Real estate is one of the most lucrative investment opportunities in Kenya, with property values appreciating steadily over time. The demand for housing, commercial spaces, and land has grown significantly, fueled by...

Introduction Investing in real estate in Kenya is one of the most lucrative and stable ways to build wealth. Whether you are buying residential properties, commercial spaces, or land, the potential for long-term financial growth is high. However, many investors—especially first-time buyers—make costly mistakes that can turn their investments into financial burdens rather than assets. This guide...

Introduction Investing in real estate is one of the most lucrative ways to build wealth in Kenya. Whether you’re buying land, residential property, or commercial real estate, making the right investment decisions can yield long-term financial benefits. However, many investors—both first-time buyers and seasoned property owners—make costly mistakes that can lead to losses, legal disputes, and...

Buying a home is a significant milestone, and for many Kenyans, a home loan (mortgage) is the best way to achieve this dream. However, qualifying for a home loan in Kenya requires careful planning, understanding of the requirements, and financial preparedness. This comprehensive guide will walk you through the step-by-step process of qualifying for a home loan in Kenya, including the eligibility criteria,...

Introduction Owning a home in Kenya is a dream for many, but the high cost of real estate often makes it difficult to buy a property outright. This is where home loans (mortgages) come in, helping individuals and families finance their dream homes. However, qualifying for a home loan in Kenya can be a complex process, especially for first-time buyers. In this guide, we will walk you through...

Introduction Owning a home is a major milestone, but for most people in Kenya, paying upfront in cash is not a viable option. This is where mortgage financing comes in. A mortgage is a loan that allows you to buy a home while paying back the lender over an agreed period, typically ranging from 5 to 30 years. Kenya’s mortgage market has grown significantly over the years, with banks and financial...